We Buy Homes. We Build Investors. We Create Opportunities.

Our priority is helping families in pre-foreclosure walk away with cash, peace of mind, and no damage to their credit.

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Our Offerings

What We Do

Pre-Foreclosure Help

Avoid the auction and walk away with cash. We specialize in helping homeowners sell fast and protect their credit.

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Fix & Flip

From acquisition to renovation and resale, we manage the entire fix and flip process for maximum returns.

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Wholesaling

We connect investors with exclusive off-market properties at discounted prices for profitable ventures.

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Section 8 Rentals

We specialize in Section 8 housing, providing stable, long-term rental income for property owners.

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General Contracting

Professional, reliable general contracting services for homeowners and investors built on experience and accountability.

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Learn & Earn

Downloadable real estate playbooks. Each guide breaks down exactly what we do and how you can start doing it too.

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Who We Are

Your Trusted Partner in Real Estate Wealth Creation

We're not just Realtors or investors — we're a full-service real estate solutions company. From helping homeowners exit tough mortgage situations to teaching investors how to profit from fix & flips, wholesaling, and Section 8 rentals — we make real estate make sense.

Meet the Founder

Terrell Flowers, MBA

Born and raised in Newark, NJ, Terrell Flowers knows what foreclosure looks like — and what it takes to turn it around. After years in finance and risk management, he created Keys & Capital Holdings to help homeowners walk away from foreclosure with dignity and cash in hand. He has helped families across New Jersey avoid foreclosure, settle their debt, and move forward.

Licensed Realtor® – eXp Realty
Mortgage Loan Originator (MLO)
MBA in Risk & Finance
Investor, Educator & Negotiator

Our Portfolio

Featured Properties

Modern Suburban Villa

$650,000

4 Bed | 3 Bath | 2,500 sqft

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Cozy Family Home

$420,000

3 Bed | 2 Bath | 1,800 sqft

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Luxury Downtown Apartment

$890,000

2 Bed | 2 Bath | 1,500 sqft

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Get In Touch

Contact Us

Talk to us

Email

info@keysandcapitalholdings.com Write us

Phone

(973) 368-7900 Call us

Location

Serving All of New Jersey Get directions

Send us a message

Pre-Foreclosure Assistance

If you're behind on your mortgage, it's not the end — it's an opportunity to reset. We specialize in helping homeowners like you sell fast, avoid foreclosure, and walk away with cash in your pocket and a clean record. No judgments. No gimmicks. Just solutions.

Fix & Flip Mastery

We teach investors the full process — from analyzing deals to managing renovations to selling at top dollar. Whether you're a beginner or experienced, our system helps you avoid rookie mistakes and flip with confidence.

Wholesaling 101

Wholesaling is the easiest entry into real estate investing — no license, no big capital, just skill and hustle. We teach you how to find motivated sellers, structure deals, and assign contracts legally for profit.

Section 8 Investment Strategy

Section 8 investing isn't glamorous — it's smart. You'll get guaranteed rent, long-term tenants, and reliable returns when managed correctly. Consistent income. Minimal risk. Maximum reward.

General Contracting & Renovation

Whether you're a homeowner preparing a property for sale or an investor renovating for profit, we provide professional, reliable general contracting services built on experience, risk management, and accountability.

Learn & Earn Packages

Each guide breaks down exactly what we do and how you can start doing it too. All content is written from real-world experience — not theory.